Financing - Consumers

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Providers
Consumers
How It Works
About
Contact

FigCare Pay helps healthcare providers offer flexible monthly payments that improve patient care access and support practice growth.

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support@figcarepay.com
9:00 AM – 7:00 PM EST
1660 Soldiers Field Rd STE 7 Brighton, MA 02135
(855) 860-1332

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DISCLAIMER

FigCare Pay is not a lender or a bank. We are a technology solution provider that connects patients and healthcare providers with independent third-party participating lenders. FigCare Pay does not make credit decisions, underwrite applications, extend credit, or issue loans. All loan approvals, underwriting, funding, servicing, repayment, and collections are handled solely by the applicable lender. Financing may be available for eligible healthcare, dental, cosmetic, elective, wellness, and other qualifying procedures or services offered by participating healthcare providers. Financing options may not be available in all states, for all procedures or services, or through every participating provider. Patients should carefully review all loan terms, fees, payment obligations, and lender disclosures before accepting a financing offer.

¹ Qualified applicants may be eligible for unsecured financing up to $100,000, subject to lender approval. Available loan amounts, APRs, interest rates, fees, monthly payments, repayment terms, and eligibility requirements are determined solely by each participating lender and are subject to change without notice. Any payment examples shown on this website are for illustrative purposes only and do not represent a guaranteed financing offer. Actual loan amounts, APRs, interest rates, monthly payments, and repayment terms will vary based on factors that may include credit history, income, debt-to-income ratio, requested loan amount, lender criteria, and applicable state requirements. The most favorable rates and terms are generally available to applicants who meet a lender’s highest qualification standards.

² Prequalification may use a soft credit inquiry, allowing patients to check potential financing options without affecting their credit score. Prequalification or pre-approval does not guarantee final approval or funding. If a patient chooses to proceed with a financing offer, the applicable lender may perform a hard credit inquiry as part of its final underwriting process. Any hard inquiry will be subject to the lender’s policies and disclosures. Funding methods and timing vary by lender and financing product. Depending on the financing program, funds may be disbursed to the patient, healthcare provider, or another authorized party. FigCare Pay does not control lender approval decisions or guarantee the timing or availability of funds.

³ Financing options available through participating lenders may accommodate a range of credit profiles. Available products may include personal loans, installment loans, or other consumer financing products. Product availability, eligibility requirements, credit criteria, loan amounts, and financing terms vary by lender, provider, procedure, and state. FigCare Pay is a financing marketplace and technology platform and is not a healthcare provider. FigCare Pay does not provide medical advice, recommend specific treatments or procedures, determine whether a procedure is medically necessary, or influence clinical decisions. Patients should discuss the risks, benefits, alternatives, and appropriateness of any treatment or procedure directly with a qualified healthcare professional.

The availability of financing should not be interpreted as an endorsement of any healthcare provider, procedure, treatment, product, or service. Approval for financing does not indicate that a treatment or procedure is medically necessary or appropriate for a particular patient. FigCare Pay is committed to consumer transparency and compliance with applicable federal and state requirements governing advertising, privacy, and financial services marketing. This website does not constitute an offer to lend. FigCare Pay does not originate loans, extend credit, or make underwriting decisions and is not responsible for the products, services, credit decisions, or information provided by independent third-party lenders or healthcare providers.

ADVERTISER DISCLOSURE

FigCare Pay is a financing marketplace and technology platform, not a lender. We connect patients and participating healthcare providers with independent third-party lenders and financing providers. FigCare Pay may receive compensation from lending partners, technology partners, healthcare providers, or other participating partners in connection with referrals, enrollments, funded transactions, or use of our platform. This compensation may influence which financing providers or products are available or displayed through the platform and, where applicable, the order in which they appear. Compensation does not determine a lender’s underwriting decision, approval, APR, interest rate, loan amount, repayment term, or other credit terms.

Financing offers are provided by independent third parties, and not all applicants will qualify. FigCare Pay’s platform may not include every lender, financing provider, or financing product available in the marketplace. Before accepting financing, patients should carefully review the applicable lender’s complete terms, conditions, fees, disclosures, payment obligations, and eligibility requirements. Financing terms and availability are subject to change.

While FigCare Pay makes reasonable efforts to provide accurate and current information, we cannot guarantee the accuracy, completeness, or continued availability of information supplied by independent lenders, healthcare providers, or other third parties. For questions regarding FigCare Pay, please contact support@figcarepay.com