Make men’s health treatments more accessible with financing options that let qualified patients manage the cost of TRT, hormone therapy, and other eligible treatments through convenient monthly payments.
Your practice gets access to the tools, application links, and resources needed to start offering patient financing.
Introduce financing during consultations, treatment planning, estimates, checkout, or follow-up.
Once an approved patient's financing is funded, your practice receives payment and the lender handles repayment.
Men’s health clinic financing gives your patients a comfortable way to pay for testosterone therapy, ED treatment, and other programs over time, so cost is less likely to keep them from starting care or staying consistent.
Men’s health care is largely cash-pay and often runs on ongoing protocols, which means a patient is signing up for a cost that repeats, not a one-time fee. Someone can be ready to begin testosterone therapy, an ED program, or a weight-loss protocol and still pause at the up-front labs, the first few months, or an annual plan. When cost is the only thing in the way, a motivated patient can delay starting or drop off after the first month.
A way to pay over time changes that. When patients know they can spread the cost into monthly payments, more of them begin the program you recommend and stay with it long enough to see results, which supports both patient outcomes and steadier clinic revenue.
With men’s health clinic financing, patients can spread the cost into monthly payments while your clinic is paid in full, upfront. You keep your pricing, the lender handles repayment, and your patient can start the treatment plan you recommend.
Get Paid Upfront
Your clinic receives the full amount once the loan funds, so you can focus on care instead of chasing balances.
Lender Handles Repayment
The lender takes on billing, reminders, and collections, giving your front desk back time for patients.
Keep Your Pricing
Offer a flexible way to pay without discounting your protocols or memberships.
Key Takeaways
Men’s health financing lets a patient pay for a treatment plan or protocol in monthly installments, while your clinic is paid in full once the loan funds.
The patient applies, reviews the options they qualify for, and moves ahead if approved. Your clinic receives the full amount when the loan funds, and the patient repays the lender over a term that fits their budget.
FigCare Pay connects men’s health and hormone clinics with a network of lenders that help patients finance testosterone therapy, ED treatment, peptide and weight-loss programs, and annual protocols. Because these services are paid without insurance, a clear way to pay is often what turns an interested patient into an enrolled one.
| Stage | What Happens |
|---|---|
Step 1 Apply | The patient applies through your financing link and sees the monthly payment options they qualify for, privately and in minutes. |
Step 2 Choose an Offer | They compare the offers available to them and choose the term that fits their budget. |
Step 3 Start the Program | The loan funds, your clinic is paid in full, and the patient begins the treatment plan. |
Offer monthly payments through a lender, so patients pay over time while you keep your full price and skip the billing and collections.
When a patient hesitates at the cost of a program, it is rarely because they doubt the care. More often, the up-front labs plus an ongoing protocol feel like a lot to commit to at once. Discounting cuts into your pricing, and running your own payment plan asks your front desk to take on billing and collections. Financing keeps both off your plate: your patient pays over time, and the lender manages repayment.
Because a men’s health clinic runs on out-of-pocket revenue and repeat visits, that predictability helps you plan around labs, medication inventory, and staffing with more confidence.
Patients most often finance testosterone therapy, ED treatment, acoustic wave therapy, peptide programs, medical weight loss, and hormone optimization plans.
Financing fits the treatment plans and protocols patients pay for themselves, though eligibility for any specific service ultimately rests with the lender.
Testosterone Therapy (TRT)
$100 – $400 per month
Ongoing hormone protocols with labs and follow-up, often sold as monthly or annual plans.
ED Treatment Programs
$100 – $500 per month
Prescription and injectable ED programs delivered on an ongoing basis.
Acoustic Wave Therapy
$2,500 – $6,000
Multi-session shockwave therapy series patients pay for as a bundle.
Medical Weight Loss & GLP-1s
$200 – $1,400 per month
Medically supervised weight-loss and GLP-1 programs offered at many men’s clinics.
Peptide Therapy
$200 – $600 per month
Peptide and recovery protocols delivered as ongoing monthly programs.
Hormone Optimization & Labs
$150 – $600
Initial lab panels, consults, and hormone optimization plans that start a protocol.
Card ranges are illustrative. Actual approval, amounts, rates, terms, and payments are set by the participating lender.
There is no single national price, but ongoing programs like testosterone therapy often run a few hundred dollars a month, while a shockwave series or annual plan can reach several thousand.
Men’s health pricing varies by protocol, medication, delivery method, and whether a patient pays monthly or for an annual plan, and no authoritative body publishes a fixed price list. The typical ranges below reflect what patients commonly pay. For patient-education context on low testosterone and related conditions, clinics can point to the Urology Care Foundation.
| Service | Typical Range |
|---|---|
| Initial consult and lab panel | $150 – $600 |
| Testosterone therapy (monthly) | $100 – $400 |
| ED treatment program (monthly) | $100 – $500 |
| Acoustic wave therapy (full series) | $2,500 – $6,000 |
| Medical weight loss / GLP-1 (monthly) | $200 – $1,400 |
| Annual membership or bundled protocol | $1,200 – $6,000 |
Ranges are illustrative of what patients commonly pay and are not a cited national average. Actual pricing depends on protocol, medication, delivery method, and plan length.
Make monthly payments a normal part of the consultation, presented right when you recommend a protocol or plan, and keep the conversation discreet.
Men’s health patients value privacy, so a simple, matter-of-fact sequence keeps the cost conversation comfortable for patients and staff alike.
Make financing visible before and during the visit, on your website, treatment pages, telehealth intake, social ads, and at checkout.
Because many men research these services quietly before they ever call, the earlier they know that paying over time is an option, the more likely they are to enroll, so financing should read as a normal choice rather than a last resort.
Before the Visit
During the Visit
Financing pays your clinic in full upfront and hands repayment to the lender; in-house plans and memberships keep the balance and the administration on your clinic.
Men’s clinics collect payment in several ways, and the real difference is how much time and risk each one puts on your team. Financing and memberships can work together, financing the larger upfront plan or series while a membership handles the ongoing monthly protocol.
| Payment Method | When You Get Paid | Who Manages Repayment | Admin Overhead | Best For |
|---|---|---|---|---|
| FigCare Pay Financing | In full, once the loan funds | The lender | Low | Annual plans, series, and higher-ticket protocols |
| Pay in Full | Right away | Not applicable | Low | Patients ready to pay upfront |
| Membership | Monthly, recurring | The clinic | Moderate | Ongoing monthly protocols |
| Credit Card | After processing | Patient and card issuer | Low | Single months or small balances |
| Your Own Payment Plan | Over time | You | High | Short-term arrangements you manage yourself |
Consider a patient who commits to a $3,600 annual testosterone plan. With your own plan at $600 a month over six months, you provide the care and then wait on the balance, and a late or failed payment becomes your team’s problem to chase. With financing, the patient borrows for the plan, the loan funds, and you are paid in full while the lender handles repayment and sets the rate, term, and approval.
Figures are illustrative. Actual approval, amounts, rates, terms, and payments are set by the participating lender.
Give patients a flexible way to pay monthly while you keep your pricing and hand the billing to the lender.
The patient applies directly, the lender sets the rate and term, and once the loan funds your clinic is paid according to your agreement.
During the application, the patient may be asked for details about their identity, income, and credit, and the lender decides the offer, including the rate, any fees, and the term.
The process varies from one lender to the next, and some let patients preview their options before a full application. It helps to understand what to know about a personal loan so your team can field basic questions and send the rest to the lender. Once everything is finalized and the loan funds, your clinic is paid per your arrangement.
The loan is between the patient and the lender, so repayment issues follow the lender’s policies, while your own cancellation and refund terms cover the treatment side.
If a Patient Misses a Payment
Missed payments fall under the lender’s policies. Keep clear records of your agreement and the care you have provided.
If a Patient Pauses a Protocol
Spell out in your agreement how you handle paused protocols, unused visits, and changes to a plan. A pause in treatment does not automatically change the patient’s loan.
If a Patient Cancels
Set your cancellation and refund terms before treatment begins, especially for annual plans. Any refund or adjustment follows your agreement and the lender’s terms.
Keep your pricing clear, present financing as one option among several, keep treatment claims within your evidence and prescribing rules, and send every question about rates and terms to the lender.
Men’s health marketing can drift into strong promises about results and performance, so keep claims accurate and within your clinical evidence, operate within telehealth and prescribing rules, protect patient privacy, and frame financing as a way to pay, never as a promise of a specific outcome. The FTC’s health-products advertising guidance is a useful reference for keeping treatment claims truthful.
| Do This | Avoid This |
|---|---|
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If you sell protocols, series, or annual plans and regularly see patients delay starting or drop off over cost, financing is likely a strong fit.
When a patient says some version of “I want to do this, but I am not sure about the monthly cost,” a flexible way to pay keeps cost from ending the consult and helps more of them start and stay with the program you recommend.
Add monthly payment options to the consults and checkout you already run, keep your pricing, and get paid in full once the loan funds.
FigCare Pay helps men’s health and hormone clinics build financing into their existing process, so cost is one less reason a patient delays starting or drops a protocol.
Ready to Add Financing to Your Clinic?
Request information to see how quickly you can start offering monthly payment options.
Important: FigCare Pay is not a lender and does not make credit decisions. Financing is provided by participating third-party lenders and is subject to eligibility, underwriting, approval, applicable terms, and provider requirements. Cost figures are illustrative typical ranges and do not reflect any specific clinic’s pricing. This page is for general informational purposes only and is not legal, tax, credit, medical, or financial advice.
Healthcare providers often face the challenge of balancing patient affordability with business growth. FigCare Pay helps solve this challenge by creating flexible financing opportunities for both patients and practices.
Receive full payment within 1–2 business days of approval, no matter the patient's repayment term.
Practices consistently see more treatment plans accepted once monthly payment options are on the table.
Financing is non-recourse, so your practice isn’t responsible for patient repayment or defaults.
A real onboarding and support team helps your front desk get comfortable offering FigCarePay from day one.
Give patients more options to afford treatments without delaying necessary care.
Help more patients say yes to recommended procedures by reducing financial barriers.
Create opportunities for growth with financing solutions designed for healthcare businesses.
Work with a streamlined approach that makes exploring financing options easier.
Patient cost objections are the leading cause of abandoned consultations. Adjust the sliders below to see how offering flexible, point-of-sale financing lifts your case acceptance rate and accelerates annual cash flow.
Projected Annual Practice Growth
Based on a conservative +20% case acceptance lift when offering multi-lender patient payment plans at the point of care.
Projections illustrate potential revenue gains based on benchmark conversion improvements across medical and aesthetic practices. Actual acceptance rates, volume, and collections depend on patient demographics and individual credit tier underwriting.
The patient applies through the clinic’s financing link, reviews the monthly payment offers they qualify for, and proceeds if approved. Once the loan funds, the clinic receives the full amount and the lender manages repayment, so the patient can start their program.
Patients commonly finance testosterone therapy, ED treatment, acoustic wave therapy, peptide programs, medical weight loss, and hormone optimization plans, as monthly protocols or annual plans. Eligibility for any specific service is determined by the lender.
Yes, patients apply directly with the lender, usually online, and can review the options they qualify for on their own. The application is handled between the patient and the lender, which keeps the payment side discreet and separate from the clinical visit.
The clinic is typically paid in full once the loan funds and any funding requirements are completed, rather than collecting over months on an in-house plan. Exact timing depends on the lender and the financing product, so follow the funding steps your financing provider outlines.
Connect with FigCare Pay to discover how flexible financing options can help your patients and support your healthcare business growth.